Habitat for Humanity has built more than one million houses, affecting change in more than 9.8 million lives in over 80 countries around the world. Habitat is a grassroots, Christian organization founded on common ground. We bridge theological, political, racial and economic differences by putting love into action.

​Our model works because it is designed as a sustainable graduated solution. Families accepted into our program are required to invest their time, talent & resources. 


Monthly mortgage payments return to our revolving fund to build homes for other families in need. Habitat is not a give-away program. We partner with people who demonstrate a willingness to invest the time, talent & resources required to complete the program.

Review the HUD Median Income below:  Your family income must be within the income range based

on your family size.

​​​​You must be a resident of Western Wayne County Geographical Service Area (GSA) to apply for a house. The following cities are in our GSA: Belleville, Brownstown Township (west of Telegraph), Canton, Dearborn Heights (west of Telegraph Road), Garden City (west of Telegraph), Inkster, Livonia, New Boston, Northville, Plymouth, Redford (west of Telegraph), Romulus, Sumpter Township, Taylor (west of Telegraph), Van Buren Township, Wayne and Westland 

Habitat for Humanity of Western Wayne County is a 501(c) (3) non-profit organization

an affiliate of Habitat for Humanity International

Complete and submit the form below to request an application!

The family selection committee screen applicants following a nondiscriminatory policy.  When screening for eligibility, three criteria are considered to qualify: Need, ability to pay and your willingness to partner.

NEED
Inadequate plumbing, heating or electrical; over crowded conditions; structural problems; household maximum gross income is below the HUD median family income (as outlined in the MSHDA Office of Community Development).

ABILITY TO PAY 
  • ​​Demonstrate the ability to pay a zero interest mortgage.
  • Credit report must be satisfactory (repairable) credit history and references.
  • Debt to income ratio must not exceed 38% of the household income.
  • Submit $700.00 earnest money deposit. (The earnest money deposit is non-refundable should you terminate yourself from the program and still qualify).
  • Pay a one year insurance policy prior to closing.  
  • Income within the HUD Median Income guideline according to family size.  See HUD Median Income chart below.

WILLINGNESS TO PARTNER 
  • Attend orientation. The orientation is the only opportunity to receive an application to apply for our program. 
  • Adults 18 & over must complete 250 sweat equity hours.
  • Submit requested documents within the time frame specified. 
  • Attend various budgeting, financial management, homeowner improvement & Dave Ramsey Financial Peace University courses.​​


CRITERIA TO QUALIFY